Unlock Up to $25,000 in 0% Interest Financing
Transform your home with Mass Save® HEAT Loans and save thousands on energy-efficient upgrades in 2025
- $10,000 Heat Pump Rebates
- 7-Year Terms Available
- No-Cost Energy Assessment
Get Your Free Quote
See how much you can save with Mass Save financing
⚡ Limited Time: 2025 Rebates Now Available! ⚡
Unlock Up to $25,000 in 0% Interest Financing
Transform your home with Mass Save® HEAT Loans and save thousands on energy-efficient upgrades in 2025
- $10,000 Heat Pump Rebates
- 7-Year Terms Available
- No-Cost Energy Assessment
Let’s Get You Started
See how much you can save with Mass Save financing
2025 Mass Save Financing Benefits
Take advantage of the best energy efficiency incentives in the nation
0% Interest HEAT Loans
Finance up to $25,000 at 0% interest for qualifying energy efficiency upgrades including heat pumps, insulation, and more.
Save thousands in interest charges
Heat Pump Rebates
Get up to $10,000 in rebates for whole-home heat pump installations. Partial home systems qualify for $1,250 per ton.
Plus $2,000 federal tax credit
No-Cost Energy Assessment
Start with a comprehensive home energy assessment at no charge to identify savings opportunities and qualify for rebates.
Virtual or in-person available
Weatherization Support
Income-eligible households can receive up to 100% off insulation and air sealing upgrades to maximize comfort and savings.
Reduce energy bills by 20%
Flexible Loan Terms
Loan terms up to 7 years based on income, making monthly payments affordable for your budget.
Plus $2,000 federal tax creditaAs low as $119/month for $10,000
Quick Approval Process
Work with participating lenders for fast approval and seamless financing. We handle the paperwork for you.
Pre-approval in 24-48 hours
You're Eligible If You
- Are an Eversource, National Grid, or Unitil customer
- Own and occupy your home (1-4 units)
- Have completed a Mass Save Home Energy Assessment
- Plan to install qualifying energy-efficient equipment
- Meet credit requirements from participating lenders
✔ If yes, you likely qualify!
2025 HEAT Loan Terms by Income
Up to 80% State Median Income
7 years
81% - 135% State Median Income
7 years
136% - 200% State Median Income
5 years
Above 200% State Median Income
3 years
Act now! Loan terms may change after April 2025
Don't Miss Out on 2025 Savings
Rebates are expected to decrease after 2025. Lock in your savings today!